SERVICES FOR FIDELITY FUND INVESTORS

Fidelity Insight is the leading provider of independent investment advice for the Fidelity Investments family of funds. In 1985, Eric Kobren left Fidelity to found the Mutual Fund Investors Association and began publishing the first independent report on Fidelity funds,Fidelity Insight. Today, Eric Kobren is widely recognized as the nation's leading independent expert on Fidelity, and one of the preeminent analysts of the overall mutual fund industry. He has been widely quoted in The Wall Street Journal, The Boston Globe, The New York Times, and USA Today, and has been a frequent participant in Barron's annual Mutual Fund Roundtable.

As a member of Fidelity Insights, you receive our monthly newsletter, ongoing market commentary from Eric and our team of investment experts, our Fidelity Funds scorecard, the FundScope charts, our up-to-date Hotline reports, and our Model Portfolio recommendations. All of this information is available in our newsletter and on our web site.

Fidelity Insight:
The Oldest and Largest Independent Report on Fidelity Funds
In 1985, Eric Kobren left Fidelity to found the Mutual Fund Investors Association and began publishing a independent report on Fidelity funds, Fidelity Insight. Today, Eric Kobren is widely recognized as the nation's leading independent expert on Fidelity, and one of the preeminent analysts of the overall mutual fund industry. He has been widely quoted in The Wall Street Journal, The Boston Globe, The New York Times, and USA Today, and has been a frequent participant in Barron's annual Mutual Fund Roundtable.

A Demonstrated Record of Success
This combination of sophisticated quantitative research and in-depth one-on-one manager interviews gives us a unique advantage in building and continuously managing Fidelity Insight's portfolios. And it shows in our results. Through crisis and manias, wars and the fall of Communism, Fidelity Insight's Growth Model has turned $100,000 into over $1 million.